Winock Credit Analyst Jobs in Nigeria

Winock Credit Analyst Jobs in Nigeria

Winock is a holdings company incorporated in Nigeria to provide an ecosystem of sustainable services to micro businesses through duly registered and licensed subsidiary companies.

We are inspired to provide services to micro businesses because they contribute significantly to economic sustainability and social wealth creation.

Location: Abuja (FCT)

Employment Type: Full-time

Job Summary

The incumbent will evaluate customers loan applications in line with the banks credit policy.

Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the banks risk appetite.

Major Responsibilities

Continuously analyse and recommend improvement on credit risk management framework, processes and systems.

Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.

Prepare the credit appraisal and review forms for approval within the agreed turnaround time

Ensure loan documentation in line with product program and credit policy of the bank and ensure that any breaches are properly authorised at the correct approving level

Recommendation of credit proposals to Management for Approval

Monthly rendition of credit data to credit bureau and periodic update of customer information
Periodic review and update of Credit Policy, Credit Product Papers to facilitate efficient work flow

Conducting credit search from an approved

Credit Bureau for facilities.

Requirements

Candidates should possess a Bachelor's Degree with at least 3 years relevant work experience.

Key Skills and Competencies

Analytical skills

Good communications

Good knowledge of accounting and relevant lending ratios

Strong financial analysis skills

Able to assess character of potential clients.

Application Closing Date
26th December, 2022.

How to Apply

Interested and qualified candidates should send their CV to: careers@winock.com using the Job Title as the subject of the mail.

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