Standard Bank Manager, Credit Evaluation - Cape Town Jobs in South Africa

Standard Bank Manager, Credit Evaluation - Cape Town Jobs in South Africa

Job Description

  • Assessment and evaluation of lending applications for clients (individuals and businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank’s risk appetite parameters.

  • Support business partners in understanding and meeting client lending needs.

  • The jobholder may operate in one or more of the segments as required by business needs.

    Minimum Qualification

  • Business Commerce Degree,

  • National Certificate or Credit diploma
    other relevant credit or on-the-job training

    Minimum Experience

  • 3-4 Years’ experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across personal, lifestyle & entrepreneur).

  • Good knowledge and understanding of financial statements.

  • Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.

  • Understanding of legalities associated with lending and collateral.

    Behavioural Competencies

  • Making Decisions

  • Analysing Solutions

  • Developing Relationships

  • Coping with Pressure

  • Taking Action

    Technical Competencies

  • Computer Literacy

  • Risk Principles

  • Legal Principles – Collateral

  • Credit Process

  • Credit Granting

    How to Apply

    For more information and job application details, see; Standard Bank Manager, Credit Evaluation - Cape Town Jobs in South Africa

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