Rose Avenue Group Team Member - Wholesale Credit Jobs in Kenya
Job Responsibilities
Evaluate credit risk by conducting thorough financial and business analysis to assess corporate clients’ creditworthiness using models, benchmarks and sectoral insights.
Recommend or approve credit limits and terms within delegated authority while ensuring alignment with the organization’s risk appetite and policy frameworks.
Design and implement credit policies, exposure limits and scoring systems to manage risk effectively.
Track and control the wholesale credit portfolio by identifying early warning signs and ensuring compliance with approval conditions.
Enhance internal processes and turnaround times to meet service level agreements and improve operational controls.
Monitor and control the wholesale credit portfolio through daily review of corporate loan accounts to ensure compliance with post-approval conditions, sanctioned limits and Bank policies, and recommend inclusion of deteriorating accounts in the Early Alert Accounts List.
Collaborate with internal teams such as business units, legal, finance and compliance, and participate in credit committees to align decisions with business goals.
Promote best practices across business units and foster collaboration to strengthen the Bank’s risk profile.
Pursue personal development and proactively seek greater responsibilities to enhance professional growth.
Prepare and present credit reports, risk dashboards and portfolio reviews to senior management.
Maintain audit-ready documentation and support internal and external audits.
Other Requirements
Education and Professional Qualifications
Bachelor’s degree in Finance, Accounting, Business or a related field from a recognized institution.
Certified Credit Professional (CCP) qualification or Diploma in Credit Management.
Professional certification in AKIB/CIB, CPA (K) or ACCA.
Master’s degree in a business-related field from a recognized university will be an
added advantage.
Experience
Minimum of seven (7) years’ work experience in banking, of which five (5) years must be in Corporate Credit and Relationship Management at a management level.
Knowledge and Technical Skills
Knowledge and understanding of banking operations, both domestic and international.
Strong understanding of credit risk principles and regulatory frameworks.
Wholesale credit analysis expertise.
Portfolio oversight and management skills.
Strong analytical and financial modelling skills.
Strategic orientation, creativity and innovation.
Strong financial acumen.
Knowledge of finance and accounting principles.
Banking industry knowledge.
Financial industry knowledge.
Knowledge and understanding of domestic and international financial regulations.
Knowledge and understanding of domestic and international risk management and financial standards.
Behavioural Competencies
Initiative and ownership.
Team building and conflict management.
Organization and coordination skills.
Emotional intelligence.
Decisiveness.
Relationship management skills.
Project management skills.
Integrity and discretion.
Proactiveness.
Analytical and problem-solving skills.
Resilience, tenacity and integrity.
Strong interpersonal skills.
Excellent oral and written communication skills.
How to apply
For more information and job application details, see; Rose Avenue Group Team Member - Wholesale Credit Jobs in Kenya
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