Rosabon Financial Services Limited Loan Sales Executive (Consumer Lending) Jobs in Nigeria
Rosabon Financial Services Limited Loan Sales Executive (Consumer Lending) Jobs in Nigeria
Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.
We are recruiting to fill the position below: Loan Sales Executive (Consumer Lending)
Summary
The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Duties & Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure that they are complete and accurate according to policy
Update account records, Compute payment schedules and transactions on ERP.
Confer with underwriters to aid in resolving loan application problems.
Update job knowledge on types of loans and other financial services.
Assess customer needs, explore all options and introduce different types of loans.
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
Go the “extra mile” to build trust relationships, customer loyalty,
and satisfaction throughout the underwriting process.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Qualifications / Requirements
BSc Degree in Finance, Economics, or a related field
Proven working experience as a Loan Officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment and meet the set target
Skills / Competencies:
Excellent communication and interpersonal skills.
Integrity and Analytical skills.
Strong Negotiation and sales skills.
Proficient in MS packages and Software.
In-depth knowledge of computers, MS Packages, and banking software.
How to Apply
Interested and qualified candidates should send their CV to:
careers@conceptgroup-ng.com using the Job Title as the subject of the email.
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