ose Avenue Group Head of Credit - Wholesale Banking Jobs in Kenya

Other Requirements
Qualifications
Bachelor’s degree in Finance, Accounting, Business or a related field from a recognised institution.
Certified Credit Professional (CCP) or Diploma in Credit Management.
Professional certification in AKIB/CIB, CPA (K) or ACCA.
A Master’s degree in a business-related field from a recognised university is an added advantage.
Experience
Minimum of seven (7) years’ experience in credit risk, corporate banking or wholesale lending, of which at least three (3) years must be in a supervisory or team leadership role.
Experience with complex credit structures, syndicated loans or sector-specific lending is an added advantage.
Technical Knowledge & Skills
Knowledge and understanding of banking operations (international and domestic).
Credit risk principles and regulatory frameworks.
Wholesale credit analysis.
Portfolio oversight.
Strong analytical and financial modelling skills.
Good policy development and management capabilities.
Financial acumen.
Financial regulations (domestic and international).
Risk management and financial standards (domestic and international).
Project management.
Leadership & Behavioural Competencies
Strategic focus, orientation, creativity and innovation.
Coaching, leadership and influencing skills.
Team building and conflict management.
Initiative, proactiveness and ownership.
Organisation and coordination.
General managerial and administrative ability.
Emotional intelligence.
Decisiveness.
Relationship management.
Integrity and discretion.
Resilience and tenacity.
Analytical and problem-solving skills.
Interpersonal skills.
Communication skills (oral and written).



Responsibilities

  • Evaluate and approve wholesale credit proposals including new facilities, renewals, amendments and cancellations in line with internal policies, market dynamics and financial analysis, escalating those beyond delegated authority.

  • Analyze and verify credit documentation, including financial statements and bank records, while liaising with Wholesale Senior Relationship Managers and Relationship Managers for clarifications or additional information.

  • Conduct client visits independently or jointly with Relationship Managers to gain deeper insight into client businesses, operations and market environments.

  • Review credit decisions made by delegated authority holders within the unit to ensure consistency and adherence to policy.

  • Respond to audit requirements and ensure timely resolution of audit findings relating to the wholesale credit function.

  • Monitor the corporate credit portfolio, tracking renewals, limit expiries, early vintage performance indicators, migration and Portfolio at Risk (PAR).

  • Ensure compliance with turnaround times (TATs) and service level agreements for credit processing and approvals.

  • Support the development and continuous improvement of credit policies, manuals and risk management frameworks.

  • Contribute to the creation and refinement of product standards and guidelines for wholesale lending programmes.

  • Prepare and deliver periodic reports
    on the wholesale credit portfolio covering performance trends, risk indicators, limit utilization and compliance metrics.

  • Ensure timely submission of reports to senior management, regulators and internal stakeholders to support strategic decision-making and portfolio oversight.

  • Lead and mentor the wholesale credit team, ensuring high performance, accountability and a culture of proactive risk management and compliance.

    Other Requirements
    Qualifications
  • Bachelor’s degree in Finance, Accounting, Business or a related field from a recognized institution.

  • Certified Credit Professional (CCP) qualification or Diploma in Credit Management.

  • Professional certification in AKIB/CIB, CPA (K) or ACCA.

  • A Master’s degree in a business-related field from a recognized university will be an added advantage.

    Experience
  • Minimum seven (7) years’ experience in credit risk, corporate banking or wholesale lending, with at least three (3) years in a supervisory or team leadership role.

  • Experience with complex credit structures, syndicated loans or sector-specific lending will be an added advantage.

    Technical Knowledge & Skills
  • Knowledge and understanding of banking operations, both domestic and international.

  • Strong understanding of credit risk principles and regulatory frameworks.

  • Wholesale credit analysis expertise.

  • Portfolio oversight and monitoring skills.

  • Strong analytical and financial modelling skills.

  • Policy development and management capabilities.

  • Strong financial acumen.

  • Knowledge of domestic and international financial regulations.

  • Knowledge of domestic and international risk management standards and financial best practices.

  • Project management skills.

    Leadership & Behavioural Competencies
  • Strategic focus, orientation, creativity and innovation.

  • Coaching, leadership and influencing skills.

  • Team building and conflict management skills.

  • Initiative, proactiveness and ownership.

  • Strong organization and coordination skills.

  • General managerial and administrative ability.

  • High emotional intelligence.

  • Decisiveness and sound judgment.

  • Relationship management skills.

  • Integrity and discretion.

  • Resilience and tenacity.

  • Strong analytical and problem-solving skills.

  • Excellent interpersonal skills.

  • Strong oral and written communication skills.


    How to apply

    For more information and job application details, see; Rose Avenue Group Head of Credit - Wholesale Banking Jobs in Kenya

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