NikoDigi Sacco System Credit Officers Jobs in Nairobi

NikoDigi Sacco System Credit Officers Jobs in Nairobi

Exciting Career Opportunities in FinTech – NikoDigi Services Limited

Our client, NikoDigi is a startup registered in Kenya to provide Saccos with a digital core-banking system and digitize the transport sector in the country.

NikoDigi targets all Micro / Bosa Sacco’s in the country, the various players in the transport industry and the consumers of these services.

Credit Officer

  • NikoDigi Sacco System
    No required: 2 pax
    Job location:
  • Nairobi

    Role Overview:

    NikoDigi is a startup registered in Kenya to provide Saccos with a digital core-banking system and digitize the transport sector in the country.

    NikoDigi targets all Micro / Bosa Sacco’s in the country, the various players in the transport industry and the consumers of these services.

    In line with this objective, they would like to recruit a competent and capable Credit Officer to sell motorbikes on loan and in cash.

    Roles and responsibilities

  • Selling Motorbikes on cash or Loan
    Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by NikoDigi.
  • Ensure compliance with the Corporation’s Credit Policy, Procedures and service level agreements.
  • Appraisal of customer loan applications and make recommendations.
  • Manage portfolio under him/her to ensure good performance
  • Ensure all applicants are advised on fate of applications within reasonable time.
  • Proactively manage risk /exposure for assigned portfolio Continuously
  • Ensure recovery of items pledged as security on delinquent loans.
  • Assist in the restructuring of debts in the interest of NIKODIGI and customer.
  • Assist in the grading and classification of loan accounts.
  • Manage Customer and stakeholder relations in accordance with agreed Service Level Agreements.
  • Meet set sales targets

    Person Specifications
  • Diploma in Cooperative management, Business management, Microfinance, Accounts or other relevant field;
  • Background in Sacco/MFI/Banking is an added advantage;
  • Possession of 1-2 years’ relevant experience;
  • Thorough understanding and practical knowledge of credit procedures, policies, standards;
  • Mature and ability to meet with defaulting customers and ensure ultimate conversion;
  • Good communication skills;
  • Presentable and full of energy;
  • Results oriented.

    How to Apply
  • If you meet the above criteria and are interested in making a meaningful career move in the Fintech, Saccos, credit and microfinance sector, please forward your updated CV in confidence via placement.esquire@gmail.com.
  • Kindly indicate your current and expected salary/retainer in your application or CV.
  • Kindly Do Not Attach Certificates and Testimonials.
  • Closing date for applications is Friday 1st February 2019.
  • Only shortlisted candidates shall be notified.

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