I&M Bank Uganda Credit Analyst Jobs

I&M Bank Uganda Credit Analyst Jobs


Summary:

  • To provide an independent assessment of credit and business risks by ensuring detailed analysis, review and formulation of credit proposals/packages originating from the SME Business Segment in accordance with the credit policy and guidelines.

    Key Responsibilities:

  • Preparation and submission of high-quality Credit Application documentation in accordance with the Bank’s Credit Policy/Manual.

  • Review and evaluate SME business applications for accuracy and compliance with the credit policy before presentation for relevant approvals.

  • Monitor the SME Business Segment portfolio to ensure compliance with approved terms and conditions.

  • Liaise with the SME Business Segment heads for advances appraisal, reviews, excess reports, site visits, financials and other analysis related information to support the credit applications.

  • Ensure that all credit facilities within your portfolio comply with the Credit Policy and other applicable laws and regulations and, are monitored throughout the post disbursement phase.

  • Ensure that all watch listed accounts within your portfolio that are discussed in the monthly watch meeting and action plans are recommended are followed through.

  • Ensure that accounts within your portfolio with issues outstanding beyond a period of 90 days are reported on ASTAR.

  • Ensure that accounts within your portfolio that have post approval
    terms including covenants, conditions, risk triggers are complied with.

  • Ensure daily monitoring of Exceptions (limit excesses and other non-compliance with approved conditions).

    Minimum Education Qualification:

  • Bachelor’s degree in a relevant discipline

  • Related experience or education in accounting/finance will be added advantage.

    Work Experience:

  • Minimum of 3 years banking experience with not less than 2 years in core credit operations in banking industry.

    Key Required Competencies (Knowledge, Skills & Abilities):

  • Demonstrate a proven ability to analyse credit proposals.

  • Understanding of business trends.

  • Understanding credit risk management trends in the financial services industry.

  • Ability to understand and analyse financial & cash-flow statements and make useful deductions for decision-making.

    How to Apply

  • For more information and job application details, see; I&M Bank Uganda Credit Analyst Jobs


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