DFCU Bank Special Assets Management Collection Executive Jobs in Uganda
DFCU Bank Special Assets Management Collection Executive Jobs in Uganda
Job PurposeReporting to the Senior Officer- Special Assets Management, the role holder will maintain, monitor, and collect Personal and Business Banking loan portfolios of accounts aged between 0 to 89 days past due.
The role holder will also be responsible for maximising cash collections and regular follow up on all loan repayments within a call centre environment to ensure optimal performance of facilities and customer retention thereby minimising accounts flow to non performing status and loss to the Bank.
Key Accountabilities
Accountable for reducing/minimizing delinquent accounts within assigned portfolio.
Follow up with customers to ensure that payments are made as and when they fall due and chases for payments that are overdue between 0 – 89 days.
Make collection calls and/or conduct field visits.
Develop repayment schedules and restructures with the help of the Team Leader based on customer’s financial situation and advise customers on alternative repayment options.
Resolve and provide customer service regarding loan related matters specifically collection issues; communicate and follow up effectively with customer queries, disputes etc.
Process customer instructions within set TAT guidelines.
Issue repayment reminders and /or demand notices.
Updating customer files.
Collaborate with the Team Leader and recommend accounts that require tougher action.
Enlist the support of the Team Leader to resolve more complicated loan matters and identify root causes of non-payment.
Timely capturing of cash flows in the system for proper IFRS Reporting to minimize provisions and compliance.
Process release of securities for accounts that have been paid off.
Following up on Insurance claims.
Recommend on the accounts to be outsourced to our external debt collectors before they become NPA.
Inputting cash flows to support running of the IFRS9 model to come up with provisions for accounts below 3 billion and those that are retail unsecured.
Creating awareness to other bank staff on portfolio management.
A regional collector is also charged with collecting on NPA and written offs for CB, BB
and DIB within different regions.
Manage net credit losses for allocated portfolio within budget; i.e. provisions & suspended interest by achieving agreed flow rates.
Qualifications, Experience and Competencies Required:
Bachelor’s Degree in Economics, Statistics, Commerce, Business Administration or equivalent.
2 years Basic Credit understanding.
High level of customer service.
Very good telephone techniques and skills.
Excellent verbal and written communication skills. Good grammar is an added advantage.
Good negotiation skills.
Tactful and calm demeanor.
Assertive.
Organized.
Thorough understanding of the Bank’s Credit Policy including SAM policies and procedures.
Proficiency in the use of Word and Excel.
PowerPoint is an added advantage.
General Understanding of bank products, policies, controls, and procedures, among others.
General understanding of business, financial and accounting fields.
Excellent verbal and written communication skills.
Time management.
Exercising high level of integrity.
How to Apply
If you believe you meet the requirements as noted above, please forward your application with a detailed CV including present position and copies of relevant professional/academic certificates (University Transcript, O & A level), by close of business on Friday 30th October 2020 to the email address indicated below;
Vacanciesbank@dfcugroup.com
dfcu Bank is committed to give equal opportunities in employment and aims to ensure that it does not discriminate against gender or race. Only short-listed candidates will be contacted through +256 312 300391.
Disclaimer
dfcu Bank does not solicit/accept payment in cash/kind from prospective candidates in exchange for shortlisting or job placement.
Any candidate who engages in this kind of transaction is aiding and abetting fraud and will be automatically disqualified.
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