Credit Junction Limited Credit Officer Jobs in Uganda
Credit Junction Limited Credit Officer Jobs in Uganda
Job Summary The credit officer will be responsible for identifying, screening potential borrowers and training of clients/potential borrowers in Credit Junction credit policies and procedures.
He/she will implement Credit Junction Limited‘s procedures during loan application, appraisal, loan disbursement and loan recovery. To ensure good customer service, improved performance and profitability as well as effective risk control and management in line with CJL’s objectives.
Key Duties and Responsibilities:
Survey and sensitize the communities about credit junction loan products.
Recruit new clients for CJL loan products.
Participate in the recovery of written off loans in accordance with CJL’s loan recovery
guidelines.
Ensure timely loan repayments
Ensure that all clients’ loan repayments are accurately posted in the loan tracking system.
Carry out regular field visits, conduct group meetings and assess potential borrowers
Ensure accurate and timely filling of all loan documentation.
Ensure effective monitoring of loans through regular visits to clients and manage
delinquency alarm signals by following up on problem clients.
Ensure that all the loan repayment collections are deposited to CJL’s bank account within 12 hours.
Prepare weekly/monthly reports on the activities and submit it to the operations manager
Perform any other duties that may be assigned from time to time.
Key Results Area:
Monthly disbursement of at least 20 new loans
Maintain at least 200 active clients on a monthly basis
PAR (above 1 day) of 2% and below
Client retention rate of 95%.
Experience and Knowledge Required
The applicant must hold a Diploma in Accounting and Finance, Commerce, Business Administration, Economics, Statistics, Education, Development studies from a recognized institution.
Degree is an added advantage
Good knowledge of microfinance with significant experience in
personal loan lending and at least 2 years’ experience at a credit officer level.
Age: Below 30 years.
Experience: Experience of at least 2 years personal loan lending level
Skills/Attributes:
High level of integrity
Must be keen on details
Excellent communication and report writing skills
Ability to work under pressure and minimum supervision
Personable and able to relate to people at all levels and ability to interact with the community
Creativity, innovation and flexibility
The individual should be willing to work in and around Kamwokya, Kyebando, Bukoto, Naguru, Kololo, Nakasero and Mulago.
How to Apply:
All suitably qualified and interested candidates must submit their application letters, Curriculum Vitae, all scanned copies of academic/other supporting documents in one PDF file. In total, there must only be a maximum of 3 attachments and send to
info@creditjunctionug.com addressed to Operations Manager, Credit Junction Limited.
Credit Junction Limited is an equal Opportunity Employer and is very committed to
environmental, health and safety management
If you are not contacted by Credit Junction Limited, you should consider your application as unsuccessful. Late applications will not be considered. Shortlisted candidates may be subjected to any of the following: a security clearance, a competency assessment, physical capability assessment and reference checking.
Deadline: 21st September 2020.
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