Centenary Bank Jobs in Uganda

Centenary Bank loans officer Jobs in Uganda


Reports to: Credit Administrator

Role: The loans officer is responsible for mobilizing, appraising, disbursement and recovery of loans within their portfolio in line with the credit policies, procedures and set targets.
Grade: 6A

Responsibilities

Building Client Relationships

  • Mobilizing and sensitizing customers about Bank products including deposit mobilization in line with set targets
    Enrol new clients for a financial card

    Appraisal and Monitoring

  • Conducting loan appraisal exercises in line with lending policy of the bank
  • Preparing documentation and presenting loan project proposals to the loan committee for decision-making and giving feedback to applicants in line with the lending policy and procedures of the Bank
  • Preparing approved loans for disbursements according to the terms and conditions spelt out in the lending policies/procedures
  • Evaluating loan performance in line with disbursement terms and conditions
  • Carryout snap checks on teller activities including ATMs in line with the Operations Manual

    Loan Recovery

  • Initiating recovery actions for loans in default including written off loans in line with loan policy guidelines and procedures.

    Qualifications

  • An honors’ University degree in; Micro Finance, Marketing, Statistics, Education, Computer Engineering. Finance, Economics, Accounting, and BBA
  • Two (2) years or more experience in microfinance lending operations in a busy environment/bank.
  • Superior Communication skills
  • Credit analysis skills
  • Report writing skills
  • Creativity with continuous improvement to increase on speed for loan processing in order to meet customer expectations, the changing environment and competition.
  • Thirty (30 )years and below
  • Ability/willingness to ride a motorcycle for effective field loan appraisal and recovery purposes.
  • Willingness to serve at any rural branch or operational unit wherever and when posted.
  • High potential to effectively appraise/recover loans to Bank’s lending expectation.
  • Positive attitude and willingness to relate well with the rural folk.
  • Should be flexible, courteous and business enterprising.
  • Energetic and able to work independently with minimal supervision.
  • Forward looking, innovative with sound awareness in lending business issues

    How to apply

    Interested candidates should send their resume by 20th February, 2018 to:

    General Manager Human Resources
    Centenary Bank
    P.O. Box 1892
    Kampala


    For more information and job application details, see; Centenary Bank loans officer Jobs in Uganda




    Centenary Bank Supervisor Cente-mobile loans Jobs in Uganda

    Reports to: Manager Micro Credit

    Role: The Supervisor Cente-mobile loans is responsible for supporting and implementing strategies to grow the Bank’s Cente-mobile loans’ credit portfolio, in line with the Bank’s business plan and policies.
    Grade: 4 B

    Responsibilities

    Monitoring

  • Carry out monitoring of successful cente-mobile transactions
  • Implement of mechanisms to support the recovery of customer cente-mobile loan payments
  • Monitor the Cente-mobile loan portfolio quality for the bank and follow up recovery of delinquent loans according to the targets given and in line with credit policy and regulatory framework.
  • Regularly monitor and review Cente-mobile loans deductions to ensure
    timely and work closely with Business Technology for purposes of maintaining a quality portfolio.
  • Evaluate Cente-mobile loan portfolio quality through preparation of a trend analysis report on a monthly basis and advise on corrective actions

    Customer Management

  • Analyse customer complaints from call centre and provide timely feedback.

    Reconciliation

  • Work with other stakeholders to ensure that SLA’s are met
  • Reconcile BR (Banker’s Rim) & CBS (Core banking system) to ensure accuracy
  • Engage with Finance and Business Technology to reverse or post any transactions in the Global suspense account
  • Conduct aging and provisions to avoid income leakages.

    Reporting

  • Generate monthly, quarterly and weekly reports on the Cente-mobile loan uptake trends
  • Generate periodic reports on Cente-mobile loan portfolio performance and related corrective initiatives undertaken.

    Qualifications

  • First degree in any business related field.
    Three years’ experience in credit operations in a financial institution.
  • Very strong knowledge in computer especially EXCEL and data management
  • Very good skills in credit recovery with average NPR of not more than 3% for the last 3 years
  • Negotiation and persuasion
  • Knowledge of banking practices and regulatory requirements.
  • Good understanding of key business processes and related risks and controls
  • Knowledge of fraud risks in the baking environment.
  • Good Financial analytical skills
  • Good communication and Interpersonal skills
  • High degree of integrity and confidentiality.

    How to apply

    Interested candidates should send their resume by 20th February, 2018 to:

    General Manager Human Resources
    Centenary Bank
    P.O. Box 1892
    Kampala


    For more information and job application details, see; Centenary Bank Supervisor Cente-mobile loans Jobs in Uganda

    Find jobs in Kenya. Jobs - Kenya jobs. Search our career portal & find the latest Kenyan job positions, career opportunities & jobs in Kenya.

    Jobs in Kenya - banking jobs, IT jobs, accounting jobs, NGO jobs, business administration, ICT, UN jobs, procurement jobs, education jobs, hospital jobs, human resources jobs, engineering, teaching jobs, and other careers in Kenya.

    Find your dream job from 1000s of vacancies in Kenya posted and updated daily - click here!


  • List of All Current Scholarships for International Students - Updated Daily - Apply Today! Click Here!

  • Funding Agencies for Grants - Search Funding Agencies for Grants? - NGO Funding Agencies - Fill Out a Simple Grant Form? - NGO Grant Funding Agencies

    Scholarships for Study in Africa » Scholarships for African Students » Undergraduate Scholarships » African Women Scholarships & Grants » Developing Countries Scholarships » Erasmus Mundus Scholarships for Developing Countries » Fellowship Programs » Funding Grants for NGOs » Government Scholarships » LLM Scholarships » MBA Scholarships » PhD and Masters by Research Scholarships » Public Health Scholarships - MPH Scholarships » Refugees Scholarships » Research Grants » Scholarships and Grants

    Scholarships in Australia » Scholarships in Austria » Scholarships in Belgium » Scholarships in Canada » Scholarships in Germany

  • Click here to post comments

    Join in and write your own page! It's easy to do. How? Simply click here to return to Jobs in Uganda.

    Scholarship 2019/20

    Undergraduate Scholarships 2019/2020
    Masters Scholarships,
    PhD Scholarships,
    International Scholarships.