Africa Management Solutions Limited Assistant Manager – Credit Risk Analysis Jobs in Kenya

Africa Management Solutions Limited Assistant Manager – Credit Risk Analysis Jobs in Kenya; Our client, a reputable and regulated financial services institution, is seeking to recruit a highly analytical and results-driven Assistant Manager – Credit Risk Analysis to support credit appraisal, portfolio quality management, and credit risk mitigation initiatives across the organization.

Key Responsibilities

Review and oversee loan appraisal processes to ensure all credit requests comply with internal policies, procedures, and lending guidelines

Analyze credit proposals and provide recommendations based on financial analysis, risk assessment, and lending criteria

Ensure lending proposals are thoroughly analyzed using approved credit appraisal methodologies and risk assessment tools

Support achievement of portfolio growth and profitability targets while maintaining acceptable portfolio quality standards

Monitor portfolio at risk (PAR), loan default trends, and recovery performance to support proactive risk mitigation

Participate in Head Office Credit Committee meetings and prepare supporting credit analysis reports and board papers

Support review and enhancement of credit policies, lending procedures, and credit risk frameworks

Coordinate with branches, Credit Administration, Internal Audit, Risk, and Compliance teams to ensure adherence to credit policies

Monitor unusual or suspicious transactions and ensure compliance with AML, KYC, and CFT requirements

Utilize CRB reports, scoring tools, and risk matrices in loan appraisal and pricing decisions

Ensure policy exceptions and credit approvals are processed within approved authority limits

Support closure of audit findings and implementation of corrective actions within the credit function

Conduct quality assurance reviews on loan appraisal processes and system-generated reports

Maintain agreed turnaround times for credit appraisal and customer response management

Provide feedback to branches and lending teams on credit applications and portfolio quality matters

Supervise, mentor, and support Credit Analysts through coaching, training, and performance management initiatives

Participate in development of staff training materials and capacity-building programs for lending

teams

Prepare periodic portfolio quality, appraisal performance, and risk management reports for management review

Promote high ethical standards, integrity, and compliance culture within the credit function

Qualifications & Requirements

Bachelor’s Degree in Commerce, Business Administration, Economics, Banking, Finance, or a related field

Professional certification in Credit Risk Management or Credit Analysis required

Minimum of 5 years’ relevant experience in credit risk analysis, lending, or debt recovery within a financial institution

Supervisory or people management exposure is highly preferred

Experience in banking, microfinance, SACCO, or financial services sector is highly preferred

Experience in the same business is preferred

Strong understanding of CBK Prudential Guidelines, credit risk management, and lending operations

Knowledge of CRB processes, credit scoring tools, and portfolio monitoring frameworks

Strong financial analysis, report writing, and decision-making skills

Excellent communication, negotiation, and stakeholder management capabilities

Proficiency in Microsoft Office applications and credit management systems

Key Competencies

Credit risk analysis and loan appraisal

Portfolio quality and risk monitoring

Lending operations and credit compliance

Financial analysis and risk assessment

Leadership and team supervision

AML, KYC, and regulatory compliance

Communication and report writing skills

Negotiation and decision-making skills

Analytical and problem-solving abilities

Time management and organizational skills
How to Apply

For more information and job application details, see; Africa Management Solutions Limited Assistant Manager – Credit Risk Analysis Jobs in Kenya

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