Uganda Development Bank Investment Analyst Jobs

Uganda Development Bank Investment Analyst Jobs


Job Summary

  • The Investment Analyst carries out credit underwriting of applications with the view to ensure strict adherence to the Bank’s credit risk appetite and policies and procedures.

    Accountability Statement

  • The Investment Analyst is responsible for ensuring prudent underwriting standards including high levels of client due diligence so as to underwrite credit risk to prospective and existing clients that have a strong probability of success, that will generate adequate cashflow, and will repay all credit facilities from business cash flows.

  • The job holder will ensure that all Credit Risk Ratings assigned to credit exposures are dynamic, timely and accurate in order to
    correctly always reflect the risks associated with such a borrower.

    Principle Duties and Responsibilities

  • Ensuring prudent underwriting standards including high levels of client due diligence to underwrite credit risk to prospective and existing clients that have a strong
    probability of success, that will generate cashflow, and will repay all credit facilities from business cash flows.

  • To Conduct independent analysis of the financial condition of borrowers and prospects in support of loan origination,
    loan renewal, and loan review.

  • Ensuring all Credit Risk Ratings assigned to credit exposures are dynamic, timely and accurate in order to correctly
    reflect the risks associated with such a borrower

  • The ongoing monitoring of all credits for inclusion on the Watch List; and a consolidation into reportsas required, with
    updated comments and plans of action on each account

  • Credit risk supervision, including the monitoring of borrower performance and the Credit Risk grading of each loan in the
    portfolio (at least annually, but in accordance with the Credit Risk Management Policy), and the loan portfolio and where appropriate recommending corrective actions to
    ensure adherence to Credit Policy or to identify credit deterioration as soon as practicable.

  • Compliance with the Credit Risk Management Policy, and the Credit Procedures Manual at all times;

  • Ensuring the Credit Risk department shall be the second line of defense by ensuring policy limits are observed and prudent credit underwriting and credit procedure practices
    are followed.

  • Prepare ratio analyses, peer group comparisons, and provide commentary
    on the findings including abnormalities,
    unusual trends, one-time events, relevant tasks, developing problems, etc. that require further investigation/clarification/explanation.

  • Participate in preparation and processing of loan

    Subject

  • applications for the departmental/Management and Board

  • Credit Committee in accordance with the department’s guidelines.

  • Assist the line manager in monitoring of the performance and grading of the loan portfolio on a monthly/ongoing
    basis and to recommend relevant remedial actions in accordance with the credit policy.

  • Support the Bank’s business growth objective through timely credit assessment/underwriting of projects.

  • Any such roles that may be assigned from time to time.

    Level of Authority

  • Analyze credit applications and offer an opinion on viability for funding and adherence to Credit Risk management
    framework.

    Relationships

    Internally

  • All UDB Departments

    Externally

  • When deemed appropriate, current and prospective clients.

    Requirements

    Qualifications

  • A numerate degree with accounting, finance or engineering

  • Possession of professionalqualification like CFA, ACCA and CPA.

    Experience

  • 5 years related experience in credit analysis/loan underwriting in a financial institution.

  • Exposure to underwriting long term credit is highly desirable;

  • Sector specific underwriting specialization and/or experience (say in agriculture, manufacturing, tourism etc)
    will be an added advantage.

    Competencies

  • Strong oral and written communication skills

  • Good analytical skills

  • Ability to maintain the confidentiality of credit and customer information

  • Superior Planning and Organizing skills

  • Good interpersonal skills and team orientation

    Application Procedure

  • Interested persons should send or deliver their applications and academic documents which shall include an up-to-date curriculum vitae, certified copies of academic documents and contact addresses of 3 references to the Director Strategy & Corporate Affairs, 1st Floor Wing B, Rwenzori
    Towers, Plot 6 Nakasero Road.

    Closing date

  • 7th February 2020

    How to Apply

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