Stanbic IBTC Bank Business Banker Jobs in Nigeria

Stanbic IBTC Bank Business Banker Jobs in Nigeria

Job Details

  • Retail & Business Banking

    Job Purpose

  • To manage and optimize value from a portfolio of SME customers

    Key Responsibilities/Accountabilities

    Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers.

  • Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)

  • Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).

  • Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
    Mine existing customer data to identify expansion and/or additional business opportunities.

  • Identify opportunities to migrate top-end customers to Commercial Banking.

  • Providing a central (information/ query handling) service point for a portfolio of SME customers. .

  • Ensure KYC documentation, regulatory compliance and control is adhered to

    Preferred Qualification and Experience

  • Bachelors Degree in any related field

  • Min 2 years of Business Banking Sales experience

    Knowledge/Technical Skills/Expertise

    Basic Financial Analysis

  • Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.

    Business acumen

  • Ability to spot opportunities and optimize
    revenue generation for the business

  • A thorough knowledge of standardised business banking transactional products and other core products relevant to small business enterprises.

  • A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs

    How to Apply

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