Safaricom Credit Portfolio Management Manager Jobs in Kenya
Safaricom Credit Portfolio Management Manager Jobs in KenyaDetailed DescriptionReporting directly to the Senior Manager – Credit & Data Monetization the job holder will be responsible To monitor the credit portfolio to ensure full compliance with the core principles of good lending enshrined in the Credit Policy, Banking Act, and CBK’s prudential guidelines and early recognition of problem credits to mitigate against credit risks within the lending.
To partner with key internal resources to execute on new initiatives to expand current capabilities and/or improve existing risk management processes.
The job holder will work closely with business analytics, scoring and product management teams to grow the lending portfolio.
Input & assist in developing, analyzing and managing credit scoring, strategies and decisions towards our loan purchase algorithms and the overall loan portfolios of the lending business.
Roles and Responsibilities
Designing, developing, promoting and maintaining financial risk algorithms and models that measure customer credit risk profiles and match these to product arrangements, with a view to optimize profit.
Apply financial risk models to customer credit limit management, portfolio and collections strategies.
Advanced quantitative analysis to make informed risk decisions
Design and development of effective credit risk management models for the mobile lending product
Design and development of application and behavioral scorecards for different products/markets portfolios
Definition of a collection strategy for each portfolio to optimize portfolio profitability
Continuous research and testing to assure effectiveness of the credit risk models, policies and tools in use by the business
Build and implement governance structure, policy and processes for lending.
Portfolio monitoring to identify trends and mitigation strategies to achieve target credit risk metrics
Define and manage a portfolio management strategy that assures compliance to performance metrics
Oversee credit processes for efficiency and robustness; focus on timely customer conversion/turnaround while maintaining appropriate risk and controls
To provide necessary portfolio analysis and credit performance forecasts, and review financials propositions with the business to ensure growth.
Proactively identify portfolio problems and take corrective action by effective use of Analytic tools
Design, maintain and effectively communicate risk control parameters across the consumer business, including policies, control standards, risk exposure limits and other control levers in order to maintain the business’s risk profile in line with the Group’s risk appetite
Ensure business and product heads understand and accept their credit risk management responsibilities
Ensure timely reporting of related portfolio information to relevant stakeholders Key Stakeholders
Degree from a recognized university preferably in Sales and Marketing, Educations or Economics
A Master’s degree will be an added advantage
At least 6-8 years’ experience in a large corporate or multinational company, demonstrated progression and at least 3 years’ experience in a Telecommunications company handling partnerships, business development and strategy formulation.
Must have experience in management of budgets and forecasts in a large company
Must have financial modeling experience, preferably in Excel or business objects.
Must have worked in computerized environment preferably with Oracle application.
Experience in international reporting and bench marking
How to Apply
For more information and job application details, see; Safaricom Credit Portfolio Management Manager Jobs in Kenya
Find jobs in Kenya. Jobs - Kenya jobs.Search our career portal & find the latest Kenyan job positions,career opportunities & jobs in Kenya.
Jobs in Kenya - banking jobs, IT jobs, accounting jobs, NGO jobs, business administration, ICT, UN jobs, procurement jobs, education jobs, hospital jobs, human resources jobs, engineering, teaching jobs,and other careers in Kenya.
Find your dream job from 1000s of vacancies in Kenya posted and updated daily - click here!
Click here to post comments
Join in and write your own page! It's easy to do. How? Simply click here to return to Job Vacancies in Africa.