Palladium Group Livestock Loan Product Review And Development Jobs in Kenya

Palladium Group Livestock Loan Product Review And Development Jobs in Kenya


USAID’s Kenya Investment Mechanism (KIM)

  • KIM is a USAID-funded project that is designed to unlock $400 million in investment for key sectors of Kenya’s economy, including agriculture, and for regional trade and investment opportunities under the Prosper Africa initiative.
  • KIM addresses constraints on both the supply and demand sides of investment transactions and is building a market system that will mobilize substantial capital from the public and private sectors.

  • By building local partnerships among stakeholders in the financial system, KIM is stimulating the power of the private sector to accelerate Kenya’s journey to self-reliance.

  • KIM addresses two principal market failures that have discouraged investors from financing important segments of the targeted sectors: (i) insufficient quality consulting services (financial, transaction advisory, strategy, and business performance); and (ii) limited scalability of financial products tailored to selected key sectors of the economy in the region.

  • KIM provides smart incentives and capacity building support to both business advisory service providers (BASPs) and financial institutions (FIs).
  • These incentives are designed to create a sustainable ecosystem for businesses to access finance and investments needed to expand and grow. Business transactions are further supported by a diverse range of sustainable partnerships—with and among strategic businesses, institutions, government counterparts (county and national) and other development partners.

  • These partnerships will lead to scaling and replicating creative approaches to unlock finance and investments, reduce risks of extending credit to KIM’s target sectors, and offer testing of innovative business models that can be scaled.

    Partnership with KCB Bank

  • KIM has partnered with KCB Bank to unlock finance to the agriculture sector in Kenya. KIM is supporting KCB to review and revamp its livestock financial product segment targeting the arid and semi-arid (ASAL) counties including Turkana, Isiolo, Marsabit, and Samburu, among others.

  • The product development will focus on four key segments: feedlots, aquaculture, porcine, and poultry financing.

    Livestock Sector in Kenya

  • The Kenyan livestock sector is dominated by small producers.
  • The livestock population is concentrated in the arid and semi-arid lands (ASALs), which cover about 75 percent of the total land surface.

  • In ASALs the livestock sector accounts for 90 percent of employment and more than 95 percent of family incomes. Kenya’s livestock sector is primed to grow exponentially over the next decade and anchor the country’s food sufficiency amid a rapid rise in the human population.

    The Palladium Group

  • Palladium is the implementing organization behind KIM.

  • As a global leader in the design, development, and delivery of Positive Impact, Palladium creates enduring social and economic value.

  • We work with foundations, investors, governments, corporations, communities, and civil society to formulate strategies and implement solutions that generate lasting social, environmental, and financial benefits.

  • For the past 50 years, we have been making Positive Impact possible. With a team of more than 2,500 employees operating in 90 plus countries and a global network of more than 35,000 technical experts, Palladium has improved—and is committed to continuing to improve—economies, societies and most importantly, people's lives.

    Objective of Assignment

  • Through this consultancy, KIM will support Kenya Commercial Bank (KCB) bank with a technical expert to review and revamp an existing livestock financing product.

  • The consultant will analyze the product to reveal any gaps and develop a new revamped product that better serves the livestock sector in the targeted regions.

    Scope of
    Assignment


  • The consultant will be expected to undertake the following tasks:

    •Carry out a desk review to understand the bank’s organization, current livestock product offering as well as the existing gaps and optimal delivery mechanism for the proposed new product.

    •In collaboration with KCB bank counterparts, undertake a market research/risk review to understand the new clientele characteristics, market dynamics, animal/breed production, seasonality of incomes, animal diversification strategies, financing needs, and associated risks and mitigation strategies by size of farmer. This task seeks to show the bank existing opportunities in the various target segments.

    •In collaboration with KCB bank counterparts, and using information acquired from the first two tasks, co-design an updated loan product that supports livestock financing including an implementation plan, budget, and systems to monitor performance against the plan, as well as a detailed product manual.

    •In collaboration with KCB bank counterparts, facilitate and co-host a market validation workshop with the target market.

    •In collaboration with KCB bank counterparts, incorporate insights and feedback from the market validation workshop to finalize the loan product.

    Deliverables

  • The consultant will be expected to submit the following deliverables:

    •Inception report, proposed methodology and work plan.

    •A market research and risk review report on target livestock value chain actors.

    •Draft description on the proposed new livestock product for feedlot, aquaculture, porcine, and poultry financing, including an implementation plan, budget, and measurement system to monitor performance against plan, as well as a product manual.

    •Key findings of the validation workshops and justification for the proposed final product design.

    •Final description on the proposed new livestock product for feedlot, aquaculture, porcine and poultry financing, including an implementation plan, budget, and measurement system to monitor performance against the plan, as well as a product manual.

    •A 500-word success story profiling the Livestock Financing Product Review and Development work. The story will focus on the loan product development process and what the product means to KCB as a business and to livestock farmers.

    Required Experience and Qualifications

  • The consultant is expected to have the following experience and qualifications:

    •A master’s degree (or a bachelor’s degree with more than 10 years’ working experience) in finance, business administration, economics, or a related field. Candidates having a background in veterinary science, animal science or work with a technical person with this qualification for technical aspects to be picked such as housing, breed attributes etc. will have an added advantage.

    •At least 10 years’ experience in banking, agriculture finance, research, product development, credit policy and risk management

    •At least 5 years’ experience in market research and design of financial products in the livestock value chain.

    •Be a strategic thinker with solid business judgment and analytical problem-solving abilities.

    •A strong knowledge of financial reports and analysis.

    •Strong written and verbal communication skills.

    How to apply

  • For more information and job application details, see; Palladium Group Livestock Loan Product Review And Development Jobs in Kenya



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