Old Mutual Credit Analyst - Faulu Jobs in Kenya

Old Mutual Credit Analyst - Faulu Jobs in Kenya


Introduction

  • Working closely with the Team Leader - SME Lending he /she will ensure compliance with internal credit policies & procedures and facilitate prudent management of credit risks while ensuring compliance with the CBK prudential guidelines.

    Minimum Requirements

    • Business related degree

    • 2 years' experience in credit analysis in an SME environment, debt collection and recovery

    • Knowledge in accountancy an obvious advantage

    • Capacity and willingness to work for long hours and within strict deadlines

    • Excellent interpersonal skills

    • High degree of confidentiality

    • Analytical mind

    • Knowledgeable on the Financial services sector

    • Assertive

    • Fast in decision making

    • Honest

    • Highly organized

    • Creative and Innovative

    • Proactive

    • Good team player

    • Physically fit and versatile and able to work on a computer for long hours

    Job Specification

    Key Measurable Goals

  • Management of credit risks through analysis and recommend SME loan approvals for facilities within the Institutions tolerable risk levels

  • Adherence to internal credit policies and loan administration procedures

  • Ensure that the PAR of the SME Portfolio is within target

  • Ensure high turnaround time (TAT) for all SME proposals

    Key Responsibilities

  • Analyze the SME Credit requests against all the canons of lending (Character, Capacity, Conditions, Capital, and Collateral) as a basis for
    making approval/decline recommendations

  • Prepare the Sanction sheets and offer letters based on 1 above and ensure accuracy, completeness and neatness of the same for further approval by relevant Head Office Credit Committees

  • Prepare draft board papers for facilities requiring approval by the Risk Management Committee of the board for further review by management at Credit Administration section

  • Follow up with the branches to ensure fulfillment of ALL sanction conditions and other covenants prior disbursement of the facilities

  • Submission of securities to security perfection officer within 12 hours of receipt from branches for further advise to legal department

  • Recommend policy reviews for customer service and risk management improvement based on experiences and industry trends

  • Do any other duties that may be assigned by the Management

    How to Apply

    For more information and job application details, see; Old Mutual Credit Analyst - Faulu Jobs in Kenya

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