Old Mutual Credit Analyst - Faulu Jobs in Kenya
Old Mutual Credit Analyst - Faulu Jobs in KenyaIntroduction Working closely with the Team Leader - SME Lending he /she will ensure compliance with internal credit policies & procedures and facilitate prudent management of credit risks while ensuring compliance with the CBK prudential guidelines.
• Business related degree
• 2 years' experience in credit analysis in an SME environment, debt collection and recovery
• Knowledge in accountancy an obvious advantage
• Capacity and willingness to work for long hours and within strict deadlines
• Excellent interpersonal skills
• High degree of confidentiality
• Analytical mind
• Knowledgeable on the Financial services sector
• Fast in decision making
• Highly organized
• Creative and Innovative
• Good team player
• Physically fit and versatile and able to work on a computer for long hours
Key Measurable Goals
Management of credit risks through analysis and recommend SME loan approvals for facilities within the Institutions tolerable risk levels
Adherence to internal credit policies and loan administration procedures
Ensure that the PAR of the SME Portfolio is within target
Ensure high turnaround time (TAT) for all SME proposals
Analyze the SME Credit requests against all the canons of lending (Character, Capacity, Conditions, Capital, and Collateral) as a basis for making approval/decline recommendations
Prepare the Sanction sheets and offer letters based on 1 above and ensure accuracy, completeness and neatness of the same for further approval by relevant Head Office Credit Committees
Prepare draft board papers for facilities requiring approval by the Risk Management Committee of the board for further review by management at Credit Administration section
Follow up with the branches to ensure fulfillment of ALL sanction conditions and other covenants prior disbursement of the facilities
Submission of securities to security perfection officer within 12 hours of receipt from branches for further advise to legal department
Recommend policy reviews for customer service and risk management improvement based on experiences and industry trends
Do any other duties that may be assigned by the Management
How to Apply
For more information and job application details, see; Old Mutual Credit Analyst - Faulu Jobs in Kenya
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