Lipa Later Junior Credit Analyst Jobs in Kenya

Lipa Later Junior Credit Analyst Jobs in Kenya

Company Information:

  • Lipa Later is a risk-free, point of sale credit option that allows retailers to sell goods and services in affordable monthly installments. Our mission is to be a financial partner that makes living more affordable, thereby enabling people to achieve their dreams.

  • To do this, we make use of financial inclusion and data-driven retail networks to increase the purchasing power of the 1-billion+ African consumers.

  • The company is growing quickly, and as such, we are looking to recruit and onboard a team of industry leaders with the ambition and capacity to shape a bright future for the continent and determine the next frontiers of the retail and consumer market in Africa.

  • This position is based in Nairobi, Kenya.

  • Our Impact: Success at Lipa Later means making life more affordable for our clients. Through joining our team, you will not only contribute towards the development of innovative products, but also play a crucial role in helping businesses, and individuals acquire the crucial items necessary to achieve their goals.

  • Our Team: By joining our organization, you will have the opportunity to collaborate with, and learn from a diverse team of talented professionals.

    Responsibilities will include

    Analyze credit information

  • Promptly evaluating credit data of both current and potential borrowers to determine the level of creditworthiness.

  • Reviewing financial statements of borrowers in order to recommend payment plans.

  • Reviewing the Credit history information from Credit Bureaus and making use of that in determining credit decisions.

  • Assist in the development of New markets credit scorecards.

  • Adjust the different credit scorecard to enable integrations and partnerships.

  • Prepare reports and report monthly on the performance of the different credit options/ strategies being used by the organization.

    Collaboration with the other departments

  • Liaise with the data team responsible for
    developing machine learning models useful in credit.

  • Liaise with the tech department regarding bugs and fixes needed on the centralized platform (the back-end).

  • Consulting with the collections departments on incorporating suggestions and necessary changes as observed in customer loan repayment history.

  • Execute work in coordination with the telesales team regarding credit related communication.

  • Collaboration in coming up with structure and data warehousing essential to the organizational long term goals.

    Contribute to the development of credit models

  • Revamping and consistently improving the credit scoring logic to establish accurate levels of risk of the customer segments.

    Department policies

  • Periodically review and update the department’s FAQs and the credit handbook for easy reference by other members.

  • Monthly audit of the different credit options (risk profiles)

    Who we are looking for:

  • Bachelor’s degree in finance, accounting, or other business-related fields.

  • One to three years of strong quantitative experience.

  • Strong proficiency in MS Office and general computer use.

  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

  • Strong attention to detail and ability to notice discrepancies in data.

  • Impeccable understanding of financial literacy – statements, ratios, and concepts.

  • Strong mathematical and analytical skills.

  • Quick learner and eager to explore difficulties.

  • Good data manipulation skills.

    How to Apply

  • If interested, kindly send your CV to

  • with the subject line “Junior Credit Analyst”.

    Find jobs in Kenya. Jobs - Kenya jobs. Search our career portal & find the latest Kenyan job positions, career opportunities & jobs in Kenya.

    Jobs in Kenya - banking jobs, IT jobs, accounting jobs, NGO jobs, business administration, ICT, UN jobs, procurement jobs, education jobs, hospital jobs, human resources jobs, engineering, teaching jobs, and other careers in Kenya.

    Find your dream job from 1000s of vacancies in Kenya posted and updated daily - click here!

  • Click here to post comments

    Join in and write your own page! It's easy to do. How? Simply click here to return to African Jobs.