Julla Senior Analyst - Credit And Analytics Jobs in Kenya

Julla Senior Analyst - Credit And Analytics Jobs in Kenya


  • We are Julla - on a mission to usher in a new era of modern and inclusive financial services for
    Africans.

  • Julla provides a simple and convenient shopping experience; customers can purchase
    items on loan digitally in seconds without a lengthy application or paperwork which provides a
    more inclusive alternative especially for customers in emerging markets without a credit history.

  • We are building an entrenched ecosystem of merchants, consumers and lenders.

  • Our platform enables each of these key players to benefit from enhanced access to each other and
    to our technology, resulting in a virtuous cycle of value creation.

  • The credit analyst will work cross-functionally with Data Science, Product, Engineering and
    Capital Markets to responsibility manage the risk profile of the business.

  • We’re looking for an
    intelligent, driven individual who wants to learn, grow, and solve difficult problems.

  • The analyst’s mandate is to enable sustainable growth while closely managing the profitability
    and resilience of our portfolio.

    What You’ll Do

  • Design and develop new credit, pricing, limit setting policies;

  • Track and update credit policy to optimize for company risk, profitability, and growth
    targets;

  • Lead the efforts to constantly iterate and improve credit underwriting and pricing
    strategies;

  • Develop statistical models to assist in pricing and user segmentation for capital markets
    transactions and financial data analysis;

  • Monitor the company portfolio to identify trends, and lead weekly credit committee
    meetings to share performance updates and analysis;

  • Design A/B tests to help understand risk return trade offs using hypothesis testing
    frameworks;

  • Expand existing set of data
    used in credit decisioning processes by evaluating
    information; value of non-traditional data sources;

  • Assist in new product formation and new market exploration;

  • Develop a robust valuations and monitoring infrastructure;

  • Forecast losses and delinquencies;

  • Monitor portfolio as well as macroeconomic trends impacting loan performance.

  • Drive adjustments to our underwriting and marketing strategies to mitigate risks;

    What You Have

  • 3-5 years’ experience in credit risk management (preferred but not required).

  • Bachelor/Master’s degree with quantitative background (e.g. Statistics, Math, Financial
    Engineering, Economics).

  • Previous experience in analytics and/or quantitative modelling, using large datasets.

  • Experience analyzing, visualizing and communicating impactful insights to management,
    investors and/or auditors.

  • Curiosity to learn about data, models and algorithms.

  • Fluency with SQL, Python, and or other scripting languages.

  • Ability to collaborate and influence across different teams in the organization.

  • Ability to communicate findings and recommendations clearly to both technical and non-
    technical audiences.

  • A passion for finding insights in data and driving change based on those insights.

  • Enthusiasm for working across functions and time zones.

    How to Apply

  • For more information and job application details, see; Julla Senior Analyst - Credit And Analytics Jobs in Kenya


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