Executive Placements Credit and Data Analyst Jobs in South Africa

Executive Placements Credit and Data Analyst Jobs in South Africa


Responsibilities:

  • Provide data, analytics and insights that translate the business strategy for Financial Services into Unsecured Credit and Lending products and solutions that are appropriate for the underbanked and underserved consumers of South Africa.

  • Support Credit and Lending Propositions with data required for end-to-end Product Lifecycle Management include research, design, development and execution of products and solutions.

  • The job will require close interaction with both external and internal including multidisciplinary and multi-skilled teams to research, collect data, provide analytics and insights for the portfolio

    Data Analytics and Modelling

  • Provide data and analytics required for the Portfolio Risk Appetite and Pricing is in line with the stipulations of NCA.

  • Develop data-driven strategies, facilitate the credit sanctioning process to ensure
    responsible risk decisions.

  • Data and Systems Management to produce and analyse relevant management information and insights management.

  • Understand the fundamentals of Risk-based Pricing models and be able to support implementation thereof in the Credit Portfolio.

  • Design and develop Provision models appropriate for the Credit Portfolio in accordance with the Risk Appetite and other relevant credit management principles.

  • Understand governance & compliance requirements in line with the regulatory, risk and
    compliance landscape of Credit and Lending in SA.

  • Support product pricing in accordance with the Risk Appetite, Risk-based Pricing models and
    the NCA.

  • Establish and manage customer monitoring structures and processes to ensure pricing is
    competitive, aligned to
    the risk appetite and can meet client requirements.

    Stakeholder Engagement and Management

  • Provide data and analytics to support the ongoing engagement with relevant stakeholders in
    relation to market conduct, risk and compliance requirements.

    Reporting and Monitoring

  • Ensure adequate and appropriate reporting and monitoring is in place for products and
    solutions in the market.

    Qualifications

  • Minimum - Undergraduate degree in econometrics/ business sciences/finance.

    Experience

  • Minimum 8 years experience in Credit and Lending Data analytics and modelling.

  • Minimum 5 years experience in Provision Modelling.

  • Minimum 3-5 years of Risk & Compliance exposure in Financial Services.

  • Project management experience will be an advantage.

    The successful applicant must have the following skills:

  • Research

  • Data modelling and analytics.

  • Lending and Credit Products.

  • Risk Appetite Development and Management.

  • Provision Models Development and Management.

  • Networking skills.

  • Collaboration skills.

    How to apply

  • For more information and job application details, see; Executive Placements Credit and Data Analyst Jobs in South Africa


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