Daima Sacco Ltd Loans Officer Jobs in Kenya

Daima Sacco Ltd Loans Officer Jobs in Kenya


Description

  • Reporting to the Branch Manager, the Loans Officer is responsible for loan processing, loan management and customer service at the Branch level. Specifically, the roles attached to this position includes;

  • Effectively and efficiently serving all loan customers at the Branch.

  • Advising the customers on loan eligibility and the amount to qualify for.

  • Carrying out loan appraisal, loan assessment and ensure all relevant documents are annexed.

  • Recommending loans for approval by the Branch Manager.

  • Handling general customers’ queries at the branch and guiding customers on matters regarding products and services.

  • Opening customer accounts and updating the Accounts register at the Branch.

  • Ensuring there is sufficient stationery at the banking hall at all times.

  • Deputizing the Branch Manager in his/her absence.

  • Ensuring safe custody of members records (files) that are always up to date supported by every day filling of documents.

  • An alternate Strong room custodian at the Branch.

  • Ensuring completeness of all micro finance loan applications from application to drawdown.

  • Making recommendations on all micro credit loans.

  • Ensuring all micro finance groups at the branch comply to the group and individual savings as per policy.

  • Ensuring all micro finance loans are fully secured
    and where applicable the security perfection is done before drawdown, taking due diligence in accepting items taken as collateral.

  • Marketing and cross-selling the Sacco products and services.

  • Any other duties assigned by the Branch Manager.

    Qualification / Requirements

    Skills, Competencies and Experience

  • Diploma in credit Management/Co-operative Management or any other business related course.

  • Computer proficiency especially in accounting packages, MS Word and Excel.

  • At least 2 years’ experience in the same or related position.

  • Knowledge of Society’s products and services.

  • Knowledge of operation of various Sacco software systems an added advantage.

  • Have basic credit analysis skills.

  • Have excellent communication and interpersonal skills.

  • Possess analytical and critical thinking skills.

    How to Apply

  • For more information and job application details, see; Daima Sacco Ltd Loans Officer Jobs in Kenya



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