CARS45 Credit Analyst Jobs in Nigeria

We are a fast-growing startup! We are Nigeria’s largest car buying service with the goal of helping hundreds of customers to sell their cars. We are scaling up rapidly and we need people who share in our dreams and ambition to become the number one vehicle trading company by volume in Nigeria by year 2020. We are looking for passionate Sales people who are excited about working long term with us, in building a valuable business. We want folks who value building things from the ground up. You have work to do! If this is you, apply asap! This is a target-based role.

The Territory Manager will manage the day-to-day sales operations of assigned territory including all assets within the territory. He/she is responsible for protecting sales revenue, securing new revenue within Cars45 existing customers as well as seeking / hunting out new customers & businesses within the assigned territory.

The successful candidate will always ensure an excellent customer experience/service delivery satisfaction across all Cars45 centers within assigned territory and work in collaboration with the Regional Head, leadership team and Center Operations Officers to ensure smooth transition of leads into customers.

CARS45 Credit Analyst Jobs in Nigeria


Credit Analysis:

  • Examine transaction and credit history of dealers and support in the approval process of credit
  • Routine engagement of credit bureaus and other agencies supporting the credit approval process
  • Analyze credit portfolio risk, while quantifying credit risk and making recommendation for credit risk management
  • Provide support in credit performance reporting
  • Proactive analysis of the credit market and provide advisory support to the business on how to drive credit sale

    Credit Operations:

  • Routinely monitor loans for compliance
    Routinely carry out dealer lot inspection and monitor dealer inventory turnover
  • Adhere to credit policy and guidelines
  • Monitor payment date and communicate due date to dealers and end-user
  • Archive documents in compliance with all required guidelines and policy
  • Develop positive relationships with dealers or customers and check in regularly to insure customer’s needs are being met
  • Weekly and monthly reporting to direct supervisor
  • Monitor payment past due and try to rectify
    Activate recovery process when payment past due can’t be rectified
  • Provide support in debt recovery process
    Accountable for reducing delinquency for assigned accounts
  • Escalate unresolved issues to the appropriate department supervisor in a timely manner
  • Meet defined department goals and activity metrics
  • Perform other assigned tasks and duties necessary to support the Credit
    Understanding of business, economic, and industry risk
  • Financial forecasting
    Keep abreast of financial news and trends
    Practice due diligence.

    Technical Requirements:

  • Beginner to Intermediate proficiency in Google and Microsoft Office Suites (Excel, Word, Power-Point)
  • Understanding of Credit Management System using data analytical and statistical tools.
  • 1 to 2 years’ experience in credit or financial management, risk assessment or any other related field.
  • Experience in portfolio management and financial analysis
  • Must have experience in people or client management
  • Must have good understanding of the market trends


  • Bachelor's Degree in Finance, Accounting, Economics, Statistics and other relevant Commercial or Science Degree
  • ICAN or ACCA would be an added advantage
    Need to have:
  • High Level of Integrity and loyalty
    Emotional Intelligence
  • Problem-solving and analytical thinking
  • Attention to detail
  • Ability to Influence others
  • Risk Management
  • Operational Knowledge
  • Market & Customer Knowledge
  • Comfortable with working in both indoor and outdoor conditions.
  • Must have daytime, evening and weekend availability.
  • A proven self-starter who can work well under pressure.
  • High business research skills acumen
  • Critical and systemic thinker
  • Must be able to work independently
  • Exceptional listening and analytical skills
  • Must be able to effectively deal with people at all levels inside and outside of the company
  • Ability to multitask and successfully operate in a fast paced, team environment
  • Must adapt well to change and successfully set and adjust priorities as needed

    How to Apply

    Interested and qualified candidates should apply online by 31st May, 2019.

    For more information and job application details, see; CARS45 Credit Analyst Jobs in Nigeria

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