Capitec Bank Manager: Credit Book Control-Pipeline Jobs in South Africa

Capitec Bank Manager: Credit Book Control-Pipeline Jobs in South Africa


Purpose Statement

  • To contribute to the overall profit of Capitec Business Bank, by managing, monitoring and reporting on the Capitec Business Bank’s pre-delinquent and early-stage collection’s strategy.

  • To mitigate and monitor credit risk for Capitec Business Bank by:

  • Supporting the Bank’s Collections and Recoveries function through identifying and managing high risk portfolios, clients and industries in distress.

  • Designing, implementing and monitoring optimal risk management solutions, policies, procedures and processes to optimise Collections and Recoveries, and minimise losses.

  • Enabling the monitoring, control tactics and strategies of excesses, SICR accounts and early arrears follow up.

  • Applying data and analytics to enhance the monitoring and reporting capability of the Credit Book Control and Recoveries Department.

    Experience

    Minimum:

  • At least 5 years post qualification experience of which at least 2 years must have been within an ongoing-risk management role in a credit environment

  • Applying data analytics for reporting and monitoring purposes.

  • Credit analysis experience, and influencing decision-tree strategies through the use of data analytics and processes.

  • Drafting business plans, presenting and finalising strategies.

  • Business analysis: Design and implementation of processes and procedures.

  • Process efficiencies: Draft of idea documents and business specifications.

  • Project coordination.

  • Proven experience in managing a team within a similar environment.

  • Knowledge of / experience in commercial law.

    Ideal:

  • Knowledge of / experience in contract law.

  • Admitted attorney with commercial and/or litigation experience.

  • Previous experience of leading
    or providing oversight of a team of data and monitoring specialists.

  • Experience in granting, collections and/or recoveries and/or intuitive / judgemental credit environment within the financial services sector.

    Qualifications (Minimum)

  • Bachelor's Degree in Finance or Credit Management.

    Qualifications (Ideal or Preferred)

  • A relevant post-graduate qualification in Finance or Credit Management.

    Knowledge

    Minimum:

  • Credit and corporate legislation and processes.

  • Banking and financial services industry practice.

  • Collateral variants / types of processes.

  • Risk management / disaster recovery and business continuity practices.

  • Operations and process management.

  • Reporting and data analytics.

  • People management, principles and practices.

  • Relationship building and management techniques.

    Ideal:

  • Business Banking environment and landscape.

  • Credit granting process.

  • Debt collection and recovery processes.

    Skills

  • Analytical Skills.

  • Computer Literacy (MS Word, MS Excel, MS Outlook).

  • Negotiation skills.

  • Problem solving skills.

  • Interpersonal & Relationship management Skills.

    How to Apply

  • For more information and job application details, see; Capitec Bank Manager: Credit Book Control-Pipeline Jobs in South Africa


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