Capitec Bank Decision Scientist - Business Banking Jobs in South Africa

Capitec Bank Decision Scientist - Business Banking Jobs in South Africa

Purpose Statement

• To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model, Collections, Recoveries, Account Management).

• To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.


  • 3 years’ relevant experience in statistical analysis.


  • must include the following (Ideally within the Business Banking Credit Risk Management Environment):

    • Extracting and Aggregating Data from Large Relational Databases.

    • Data Mining and Predictive Modelling.


    • Honours Degree in Data Science or Mathematics.


    • Analytics.

    • Predictive Modelling and Machine Learning.

    • Project management methodologies.

    • IT implementation cycle.

    • Credit cycle.

    • Technical understanding and knowledge (different operating systems / databases / programming languages).

    • General business acumen to identify the impact technical issues may have on design and delivery of solutions.

    • Best practices and tools in credit risk.

    • Interpretation of user requirements and translation into business requirements specifications.

    • Retail credit environment / industry.

    • Confidentiality and intellectual
    property implications and constraints.

    • Interpretation of user requirements.

    • Translation of business requirements into business requirement specifications.


    • Communications Skills.

    • Numerical Reasoning skills.

    • Analytical Skills.

    • Reporting Skills.

    • Computer Literacy (MS Word, MS Excel, MS Outlook).

    • Attention to Detail.

    • SAS Skills.

    • SQL Skills.

    • R skills

    • Python skills.

    • Interpersonal & Relationship management Skills.

    • Commercial Thinking Skills.

    • Leadership Skills.

    Additional Information

    • Clear criminal and credit record.

    • Ability and willingness to work in an open plan environment.

    How to Apply

  • For more information and job application details, see; Capitec Bank Decision Scientist - Business Banking Jobs in South Africa

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