Capitec Bank Business Manager- Gauteng Jobs in South Africa

Capitec Bank Business Manager- Gauteng Jobs in South Africa

Purpose Statement

  • To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.



  • Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.

  • Experience of managing a complex portfolio of business customers with a service and financial analysis focus.

  • Significant experience in preparing and motivating Credit applications.

  • Cost control and sales management.


  • 1-2 years managerial /leadership experience.

  • 1-2 years managing a small business centre.

    Qualifications (Minimum)

  • A relevant tertiary qualification in Business Management or Finance.

    Qualifications (Ideal or Preferred)

  • Bachelor's Degree in Business Management or Finance.



  • Principles and practices of business economics and the current business economic environment.

  • Customer relationship management (CRM) principles and techniques

  • Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio).

  • Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.

  • General banking practices and procedures.

  • Knowledge of competitor product offerings/ channels/ operational and marketing tactics.

  • Credit principles and practices, including an understanding of credit application, securities

  • Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.

  • Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).

  • Able to extract, analyse and apply CRM insights to influence the client
    management approach and strategy.

  • General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market.


  • Features, benefits and value propositions of the respective company product/service offerings.

  • Multi-level products available and pricing structures.

  • Current taxation laws as they apply to customers.

  • A good knowledge of administration processes and procedures pertaining to Business Banking transactions.

  • Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific).


  • Interpersonal & Relationship management Skills.

  • Analytical Skills.

  • Negotiation skills.

  • Problem solving skills.

  • Computer Literacy (MS Word, MS Excel, MS Outlook).

  • Commercial Thinking Skills.

  • Strategic Thinking Skills.

  • Communications Skills.

  • Influencing Skills.

  • Attention to Detail.

  • Decision making skills.


  • Deciding and Initiating Action.

  • Leading and Supervising.

  • Leading and Supervising_Managing Performance.

  • Working with People.

  • Relating and Networking.

  • Persuading and Influencing.

  • Writing and Reporting.

  • Analysing

  • Planning and Organising.

  • Adapting and Responding to Change.

  • Coping with Pressures and Setbacks.

  • Entrepreneurial and Commercial Thinking.

    Conditions of Employment

  • Clear criminal and credit record.

  • Willingness to work flexible hours (including Saturdays and Public Holidays).

    How to Apply

  • For more information and job application details, see; Capitec Bank Business Manager- Gauteng Jobs in South Africa

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