Absa Regional Head Credit PB & SME Jobs in South Africa

Absa Regional Head Credit PB & SME Jobs in South Africa


Job Summary

  • Regional leadership of the credit function for high volume transactions pertaining to Private Banking and SME in Relationship Banking.

  • Supporting the strategic direction and delivery of the credit requirements for Private Bank & SME whilst maintaining the quality of the Bank’s asset book.

    Job Description

    Key Accountability


  • Execute on the credit strategy and framework for Private Banking and SME in Relationship Banking that is relevant to the needs of customers and revenue generation requirements and target cost to serve.

  • Embed the credit frameworks, governance standards, mandates, policies and procedures for Private Banking and SME in Relationship Banking are in place and maintained.

  • Assume individual credit mandate for credit decisions within delegated Credit Authority Framework.

  • Represent Private Bank & SME at a Regional Level, participate and contribute to industry and Bank wide forums and governance structures as required or directed.

  • Interlock with key stakeholders in Relationship Banking at the Regional Level to obtain a commercial awareness of the local market and industry specifics leading to improved customer solutions.

  • Interlock with Supporting Functions in Relationship Banking (COO, Governance and Distressed Debt and others as appropriate) at a regional level to ensure the appropriate level of delivery to achieve the needs of customers and revenue generation requirements and target cost to serve.

  • Involvement in the proactive negotiation of service level contracts with key regional stakeholders in Private Banking and SME with a continued focus on improved performance, reduction in turnaround times and reduced costs.

  • Review quality credit assessments and present bespoke/bankable solutions pertaining to high value clients and transactions for Private Banking and SME in Relationship Banking at the regional level.

  • Execute and deliver the target customer experience in support of RBB’s strategic aspirations through the appropriate credit frameworks, policy and processes at a regional level.

  • Ensuring an optimal and compliant control environment within Private Banking and SME in Relationship Banking that appropriately
    balances risk appetites and customer demand with the need to grow to achieve the financial ambitions and balance sheet aspirations of RBB at the regional level.

  • Implement agreed performance controls to proactively measure achievement against strategic targets and address Changes or non-performance at the regional level.

  • Provide ongoing advice and direction to the Private Banking and SME environment pertaining to opportunities, key targets and relative policies, legislative and regulatory environments at the regional level.

  • Builds and sustain a culture that aligns to RBB’s aspirational colleague experience to deliver the target customer experience and financial performance at the regional level.

  • Work to ensure the function/unit has sufficient resources to deliver on operational and customer commitments.

  • Proactively assist with the management of changes in the environment to ensure the effective implementation and stabilization of changes in the business unit.

    Education and experience required

  • Under Graduate Degree

  • Chartered Accountant

  • 10 Years Relevant Banking Experience of which 5 years should be in a senior role

  • Highly numerate & literate

  • Well rounded credit professional with significant sanctioning and management experience

  • Knowledge and skills: (Maximum of 6)

  • Understanding and ability to deal with Private Bank & SME Customers

  • Proven track record in credit management & sanctioning

  • Financial analysis and interpretation skills

  • Stakeholder management

    Education

  • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    How to Apply

  • For more information and job application details, see; Absa Regional Head Credit PB & SME Jobs in South Africa


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