Absa Africa Retail Credit Analyst Jobs in Zambia

Absa Africa Retail Credit Analyst Jobs in Zambia


  • With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

    Job Summary

  • Generate, analyse and present risk based information to internal stakeholders, regulatory and compliance bodies.

  • Responsible for computing and validation of key impairment drivers, ensuring model accuracy and portfolio performance. Responsible for providing internal stakeholders with timely management information key for decision making

    Job Description

  • Be a complete back-up to Portfolio MI Analyst and be able to cover in his/her absence.

  • Develop MI framework (daily, weekly and monthly MI) for reporting to senior management.

  • Ensure submission of all internal standard MIs by the respective stipulated time:

  • Daily Collections MIs, Portal MIs and Recoveries MI

  • Monitoring and Control MIs by 1pm.

  • Daily Impairment numbers by COB

  • Daily Errors MI by COB

  • Daily Extraction of Debt Manager vs. Core banking system data

  • Daily Re-Age/Settlement/Restructure MIs by COB

  • Obtain detailed reports for any skewed performance of the portfolio (both negative and positive) from responsible stakeholders within 3 hours of circulation of Daily MI.

  • Daily extraction of raw and aggregated data to detect loans processing errors.

  • Monthly extraction of accounts with operational errors for conformance action

  • Perform monthly segmentation analysis to identify profitable segments for new booking.

  • Run extracts every month by WD5 to capture all accounts for Re-age, settlement and classification and send to
    CLOE team. After 3 days, run another extract to check processing errors on re-age and get confirmation from CLOE of 100% accurate completion of the re-age account.

  • Prepare accounts on monthly basis to Collections for write-offs and afterwards ensure that accounts have been correctly written-off.

  • Extract ad-hoc reports as per request from line manager.

  • Provide full analytical support for scheme invoicing team through out the month and validate outputs.

  • Weekly duplication of data onto local servers by Friday, 4pm.

  • Monthly update of accounts to the Credit reference bureau by the 10th of every month

  • Review individual performance against agreed objectives. (self)

  • Develop and agree individual performance standards and targets. (self)

  • Identify training needs and recommend training plans to satisfy those needs.

  • Maintain staff costs within budget

  • Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Absa Operational Risk Framework and internal Absa Policies and Standards.

    Education

  • Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required).

    How to Apply

  • For more information and job application details, see; Absa Africa Retail Credit Analyst Jobs in Zambia


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